family fun

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The Most Common Holiday-Related Insurance ClaimsThe holiday season is upon us, meaning it's time to be jolly, gather with friends and family, and, hopefully, stay safe. But in addition to the things we're all wishing for, the holidays can bring some unwanted gifts in the form of accidents, damages, or injuries that might result in an insurance claim. So what are the most common holiday-related insurance claims and how can you avoid them? Read on to find out.
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Avoiding the Educational Summer SlideIf you're a parent, you've probably heard of the summer slide: the idea that kids experience some amount of learning loss over the two or three months of summer break.
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Got the Winter Blues? Get Outside! (Even if it is Cold)Many Americans struggle with depression or Seasonal Affective Disorder (SAD) during the winter months. This year, it's been especially hard to stay mentally and physically healthy. When the pandemic has forced many of us to stay cooped up inside our houses, it just gets easier and easier to not get out of your pajamas or venture beyond your front door. But if you want to get back to a healthier lifestyle in the new year, getting outside is one great way to start improving your social life, physical health, and state of mind.
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New Year, New You: Getting back on track after 2020Not many of us will be sad to have 2020 behind us, and the good news is: It won't take much to make this year better than the last! The bad news? Many of us have abandoned our exercise routines, social engagements, and healthy habits just to cope with living through a global pandemic. As we launch into a new, and hopefully better year, here are 10 things you can do to get back on track.
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Tips for Successful College VisitsIf your child is approaching college-age, you might be thinking about planning some campus visits. These visits can provide very valuable information that just can't be gleaned from a website, brochure, or visit with a designated college representative. But how do you choose which colleges to visit? And how do you make sure those visits are worthwhile? Here are some tips to maximize your time and enjoyment on the campus visit circuit.
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Virtual Schooling TipsLike it or not, millions of students are accessing their education virtually this year, and around the country, schools are using different models, platforms, and approaches with varying results. Some students are thriving or getting by, others are struggling or becoming completely disengaged.
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Ten Tips For Safe Holidays With Your Family (and COVID)The holidays are fraught this year. We miss our families and we want to see them. Here are some things you can do to stay on the sane side of family gatherings during a global pandemic.
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The COVID Meltdown: How to Cope with Pandemic-Related StressIt's safe to say that, at this point, everyone around the globe is tired of the pandemic. So much so that there's now an official name for it: pandemic fatigue. Unfortunately, the end of this difficult episode unknown, which means we're going to have to live with the constraints of pandemic life and all of its negative impacts for much longer than we would like.
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Caring for Elderly Family MembersTaking care of elderly parents? Here's how to keep them safe and stay sane. Having the opportunity to spend time with and give back to your elderly parents can be an unexpected gift. But as rewarding as it is, it can also be exhausting, frustrating, and dispiriting at times. Here are some ways to stay sane and enjoy time with your loved ones while you still have them.
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Happy Halloween: Stay Safe and DecorateThe season of ghosts, goblins, costumes and eating too much candy is here. Whether you're a Halloween enthusiast or just someone who loves fall, here are our top 5 home decorating tips, plus a few safety tips for the creepiest night of the year.
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A Day at The BeachWhile the summer of COVID-19 continues, many Americans are looking for ways to get their recreation and vacation fixes without putting themselves at risk. Having a good old-fashioned day at the beach is a great option. Whether you're trying to minimize the risks of the virus or a jellyfish sting, make sure to follow these guidelines during your excursion to stay safe and protected.
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How To Have A Social Distance Summer (And Still Have Fun)Summer in New York is almost here and, unfortunately, the global pandemic we've been faced with is still here too. While most of the country, and the world for that matter, are reopening, fears of a resurgence still linger, and we are faced with the unknown. Around the nation, everything from festivals to summer camps have been cancelled, vacation plans have changed, and we're all wondering if summer will even feel like summer at all.
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Family Flying: Tips for surviving a plane trip with young kidsFlying with young kids can be a breeze or a nightmare, and with many factors involved, it's nearly impossible to predict which kind of trip you're going to have. Fortunately, there are many things you can do to make a trip with young kids more relaxing.
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Tips for Watering Summer GardensSummer is coming, and with that, gardeners everywhere are pulling on their gloves, dusting off their shovels, purchasing seeds, and getting into the dirt. Whether you're an experienced gardener or a novice, knowing how to keep your garden properly watered is an important skill to develop. Here are some tips to improve your watering game.
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Social Distancing Fix-UpsWith COVID-19 fresh on the mind and social distancing a new way of life, this summer may not be like any in recent history. But having more time at home means you can't tackle some of those projects you've been putting on the back burner for months, or even years. Here are some ideas for projects to embark on this summer.
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Trip Insurance for Ski tripsSo you want to plan a ski trip? Whether you're an advanced skier or just starting out, a ski vacation can be a wonderful way to relax, have fun, and spend hard-earned time off with family and friends. Getting all the details right might seem overwhelming, but it doesn't have to be. Follow this guide to plan a hassle-free trip.
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Holiday Toy SafetyThere's nothing more magical than seeing a child's eyes light up upon opening a special gift during the holidays. But not all toys are created equal: some can contribute to accidents, injuries, and even cause death in some cases. According to the U.S. Consumer Product Safety Commission, approximately 240,000 toy related injuries were treated in emergency rooms around the country. Here is what you need to know to choose safe and healthy toys for your kids.
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Holiday Season Travel TipsIt's exciting to pack up the whole family and make a journey to see close friends, visit a magical (or just warm) location, or spend time with extended family over the holidays. But traveling this time of year can also be especially exceptionally stressful. Here are some tips for making your holiday travel time more relaxed, enjoyable, or at least a little more tolerable:
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How much do you know about your skin or skin overall, for that matter? November is National Healthy Skin Month, and a good time to set aside all the latest skincare fads and get some real information about your skin, what it does, and what truly is the best way to take care of it.
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Top 7 Sensational Destinations for Fall TravelThe weather has cooled in New York, the leaves are falling, and summer tourists have headed home. Even though it's back-to-school time, fall is truly one of the best times to embark on a casual road trip, plan a weekend getaway, or take a family vacation. Here are some of the best places to see stunning fall foliage, take advantage of off-season deals, and find the best autumn adventures.
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Tips for a Safe and Sensational BarbecueOutdoor grilling season in New York is here, a time to relax on the deck and enjoy some ribs or a juicy burger cooked to perfection on the grill. But even the most experienced grill master should take safety precautions before firing up the grill. Make sure your outdoor entertaining goes according to plan by following these grilling safety tips.
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Your Next Great American VacationSummer is here and families of all shapes and sizes are looking for affordable ways to relax, learn, adventure and enjoy the season with their loved ones. Here are our top five suggestions for a fun, flexible, family-friendly getaways.
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Outdoor ZenSummer is the time when the outdoors beckon. Research shows that spending time in nature can positively impact mental health, stress levels, blood pressure, cholesterol and many other conditions. But not all of us live close to the great outdoors, and some of us wouldn't call ourselves "outdoorsy," even if we do. Don't fret. You can still get the benefits of being outdoors, even if you live in a city or don't enjoy hiking.
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A Guide to Summer Camp PreparednessCamp, whether it's a day camp or sleepaway camp may offer parents a much needed break from kid-wrangling over the summer. Camp usually also becomes a wonderful experience for kids, too; but getting through that first day drop off can be challenging for both kids and parents. Here's how to make sure your journey to camp goes as smoothly as possible.
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Insurance for PoolsSo you're thinking of buying a pool and imagining those lazy, hot summer days when you'll get to slip into the cool water, sunbathe, play with the kids, and invite friends and neighbors to share in your good fortune. But there's more to owning a pool than just the fun stuff. Make sure that it's truly something you want and are willing to put in the work to maintain. Here are a few things to consider before you "dive in" -no pun intended.
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Tips for Planning a Successful Summer for KidsThink back to your best childhood summer. Was it action packed, or full of lazy days? Did you spend time with family, visit your grandma down South, or just run around the neighborhood with friends? Maybe your memories include helping your dad out at the office, working a summer job, or taking on a challenging internship. Keep those memories in mind and follow these guidelines to plan a summer your kids will remember forever.
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Kids and Concussion-Prone SportsWe all know the benefits of participating in youth sports: they provide exercise, enjoyment, and a sense of belonging, while teaching valuable lessons about teamwork, disappointment and persistence, among other things. Nowadays, however, it's hard to ignore the research on concussions in youth sports, and the fact that participating can have potentially serious, long-term consequences. Here's what you need to know to make an informed decision.
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Winter sports are all about making the most of the frigid temperatures. But because conditions can be so unpredictable, there are also some serious safety concerns that go along with being active outdoors this time of year. Here's how to stay safe and get the most out of your favorite winter sports from skiing and snowboarding to ice skating, hockey, sledding and snowshoeing.
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Kathleen Hansen -

When it's time to store your boat for the winter, sit down with a member of the marina's staff and discuss what you can expect to have done. Most marinas are prepared to service your boat efficiently, but you are responsible for seeing that all work is done. Ask that they call you when the winterizing is complete.
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Categories: annual review, annuity, asset protection, atv, automotive, boat , boat and yacht insurance, boat insurance, bonds, business auto, business continuity, business insurance, business interruption, business management, business safety, car insurance, car safety, christmas, claim examples, college students, collision, community involvement, comprehensive, computer security, contractual liability, cyber security, deductible, disability insurance, disaster insurance, discounts, domestic employee, driving safety, earthquake, electricity, employee retention, employee safety, epli, family fun, family safety, finances, fire insurance, fire prevention, fireworks, floaters, flood, flood insurance, food safety, gun safety, health, health insurance, healthy living, hmo, holiday, home business, home insurance, home safety, hsa, identity, identity theft, immunization, inland marine, insurance, insurance claims, insurance cost, insurance credits, insurance exclusions, insurance history, insurance quiz, insurance records, internet, inventory, investments, jack and sara, joke, just for fun, lawsuits, liability insurance, life insurance, long term care, mental health, money, motorcycle, new york, ocean marine, online safety, outdoor safety, paid family leave, personal property, pet insurance, pets, planning, ppo, prevention, product liability, professional liability, retirement, risk management, safety, security, small business, smoking, spouse, spp, structured settlements, technology, teen drivers, term life, trailer safety, travel insurance, umbrella, umbrella policy, water damage, weather, weather safety, wedding, winter, winter storage, winterizing, work safety, workers compensation | View all Categories

It's always harvest season somewhere, which means that nowadays it's possible to get many fruits and vegetables year-round. But that doesn't mean you should. Summer is still a special time for high quality, locally-grown fruits, veggies, meats and dairy products. Here's how to make the most out of summer's bounty.
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Kathleen Hansen -

Dear Valued Client:

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Categories: annual review, annuity, asset protection, atv, automotive, boat and yacht insurance, boat insurance, bonds, business auto, business continuity, business insurance, business interruption, business management, business safety, car insurance, car safety, christmas, claim examples, college students, collision, community involvement, comprehensive, computer security, contractual liability, cyber security, deductible, disability insurance, disaster insurance, discounts, domestic employee, driving safety, earthquake, electricity, employee retention, employee safety, epli, family fun, family safety, finances, fire insurance, fire prevention, fireworks, floaters, flood, flood insurance, food safety, gun safety, health, health insurance, healthy living, hmo, holiday, home business, home insurance, home safety, hsa, identity, identity theft, immunization, inland marine, insurance, insurance claims, insurance cost, insurance credits, insurance exclusions, insurance history, insurance quiz, insurance records, internet, inventory, investments, jack and sara, joke, just for fun, lawsuits, liability insurance, life insurance, long term care, mental health, money, motorcycle, new york, ocean marine, online safety, outdoor safety, paid family leave, personal property, pet insurance, pets, planning, ppo, prevention, product liability, professional liability, retirement, risk management, safety, security, small business, smoking, spouse, spp, structured settlements, technology, teen drivers, term life, trailer safety, travel insurance, umbrella, umbrella policy, water damage, weather, weather safety, wedding, winter, work safety, workers compensation | View all Categories

Summer in New York is the perfect time to get out there on your dirtbike or All Terrain Vehicles (ATVs) and have some heart-pounding fun. But ATVs and dirt bikes can be deadly if not used properly. According to the Consumer Product Safety Commission, about 97,200 ATV-related injuries occurred in 2015; approximately 28 percent of those involved children under the age of 16.
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There's an app for everything these days, but not all of them are worth downloading. Here are a few user favorites worthy of space on your device, that will help you to make the most of your summer plans.
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Let's face it, many of us get motivated to exercise because we want to regulate or lose weight. It's looked at like a chore, rather than a pleasure in many cases. However, know that there are many other benefits to regular exercise may up the motivation levels.
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Earth Day 2017Most of us in New York can agree it's important to have clean air, fresh water, and a healthy living environment. Being eco-friendly is about living within your means, treading lightly, and using the resources you have wisely.
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In early February, the U.S. celebrates the truly American sport of football. Recently we've heard some pretty tragic stories about the effects of head injuries on professional football players but did you know that regular people who play contact sports or participate in activities like skateboarding or snowboarding are also at risk? Keep reading to find out everything you need to know about sports-related head injuries and how to reduce your risk:
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Kathleen Hansen -

A 5-Step Checklist for Financial Health in 2017

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Categories: annual review, annuity, asset protection, automotive, boat and yacht insurance, boat insurance, bonds, business auto, business continuity, business insurance, business interruption, business management, business safety, car insurance, car safety, christmas, claim examples, college students, collision, community involvement, comprehensive, computer security, contractual liability, cyber security, deductible, disability insurance, disaster insurance, discounts, domestic employee, driving safety, earthquake, electricity, employee retention, employee safety, epli, family fun, family safety, finances, fire insurance, fire prevention, fireworks, floaters, flood, flood insurance, food safety, gun safety, health, health insurance, healthy living, hmo, holiday, home business, home insurance, home safety, hsa, identity, identity theft, immunization, inland marine, insurance, insurance claims, insurance cost, insurance credits, insurance exclusions, insurance history, insurance quiz, insurance records, internet, inventory, investments, jack and sara, joke, just for fun, lawsuits, liability insurance, life insurance, long term care, mental health, money, motorcycle, ocean marine, online safety, outdoor safety, personal property, pet insurance, pets, planning, ppo, prevention, product liability, professional liability, retirement, risk management, safety, security, small business, smoking, spouse, spp, structured settlements, technology, teen drivers, term life, trailer safety, travel insurance, umbrella, umbrella policy, water damage, weather, weather safety, wedding, winter, work safety, workers compensation | View all Categories

For New York residents, having a dog can be one of the great joys in life but that doesn't mean it's right for everyone. If your family is considering getting a dog, there are many things to consider in order to make the best choice. Here are a six things you should do before making the leap:
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Summer is wedding season, and couples throughout New York will be tying the knot. If you're one of the lucky couples, wedding safety might be the last thing on your to-do list, but if something goes wrong on your big day, you'll wish it had been the first.
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Kathleen Hansen -

Before signing on the dotted line, it's important to know what exactly comes with the new house you're about to buy. In addition to that amazing kitchen, fabulous master bath and lush green backyard, could there be foundation issues? Or maybe a rotting roof in need of replacing? You may not be required to have a home inspection, but it is highly recommended and almost always worth the money. Help reduce your stress and take the guesswork out of potential issues by working with a qualified home inspector.
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Kathleen Hansen -

No matter what the climate is like where you live, keeping the temperature comfortableinside your car often means battling foggy windows. If you live in a climate with cold winters, staying warm in your chilly car means turning on the heater — and battling the resultant fog on the inside of your windows. In warm, humid areas, turning on the AC can cause the opposite issue — fog blurring your windows from the outside.
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When it's hot, the cold water calls. If you're lucky enough to have access to a lake, river, or community pool, it's vital to know basic water safety in order to prevent serious consequences. Approximately 10 people die each day from unintentional drowning, and according to the Center for Disease Control, drowning is the leading cause of injury death for young children, ages 1-4.
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School's out for summer, and that means that many parents in New York are opening their backyards to their children's friends and neighborhood buddies. It's a parent's prerogative to keep all children safe, even those who are not their own; but did you know that you could be held liable if a child gets injured on your property? Here are some steps you can take to maintain a kid-friendly outdoor environment, so that summer at your house comes with the minimum amount of risk.
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Sleeping under the stars, hiking, swimming, and toasting marshmallows are activities many folks look forward to every summer. But getting back to nature offers its own set of risks. By understanding the following common camping mishaps, you can make it much more likely that your summer outdoor excursions will only include the fun and exhilarating kind of adventures, instead of the emergency-room kind.
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For some Americans, buying organic vegetables, recycling, and biking to work are just part of a modern healthy lifestyle, one that also happens to benefit the planet we live on. But there was a time when these environmentally sustainable habits were not a part of everyday life, and when the protection of the planet was a non-issue for both government and industry.
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