weather safety

The following blog posts have the category Weather safety

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RV Ready: Spring maintenance for summer funAs winter thaws into spring blossoms, summer beckons with backyard cookouts and campfires under the stars. Like many people in New York, spring also means an overhaul of all the recreational toys and gear that make those summertime adventures comfortable, including the family camper. Here are some considerations when readying your RV for all the camping and travel expeditions ahead.
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All About DroughtIt's a subject we hear a lot about these days in the news: Drought. According to drought.gov in March of 2022, over 58% of the lower 48 states are currently in a drought. With a collective global force greater than all other natural disasters in the past 40 years, droughts around the globe eventuate in as much deadly destruction as any other extreme weather event. Droughts can be declared in as few as 15 days and can last a week, a month, a year, or longer.
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Creating Your Own Emergency Supply KitAs youngsters, the more serious-minded among us were vigilant about making the Scout motto "Be Prepared" a reality. Now with the latest round of fires, earthquakes and hurricanes, the old adage is more relevant than ever. Even in New York, we all have the potential to encounter the occasional unpredicted mishap. But few events can be as unpredictable, or devastating, as natural disasters: hurricanes, floods, wildfires, tsunamis, severe storms, tornadoes, and landslides, many of which we've been faced with lately.
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Pet Care 101: Tips for Hot Weather HandlingPets often become more like family members, and in the case of dogs (and the occasional cat), we tend to take them wherever we go. But before you pack up Fido for a summer road trip, it's important to think about how to keep your beloved pet safe when temperatures are extreme.
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Avoiding Summer Heat-Related IllnessesHeat-related illnesses are serious business. When left untreated, the symptoms of heat exhaustion can turn into heatstroke, which is life-threatening. During the prime summer months, this can be a big problem and one that can creep up on you, since the signs and symptoms of heatstroke can often look like something else. With normal summer temperatures slowly increasing around the globe, it's even more important to understand how heatstroke occurs and how you can prevent it.
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A Day at The BeachWhile the summer of COVID-19 continues, many Americans are looking for ways to get their recreation and vacation fixes without putting themselves at risk. Having a good old-fashioned day at the beach is a great option. Whether you're trying to minimize the risks of the virus or a jellyfish sting, make sure to follow these guidelines during your excursion to stay safe and protected.
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Snow, Ice, and RoofsThere are a variety of potentially serious and costly problems that can happen when you allow too much snow to pile up on your roof: water damage, leakage and in some extreme cases, collapse. If you're a homeowner who lives in a wintry climate, it's important to understand how snow and ice can impact your roof, preventative measures, and when to take action.
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10 Tips for Driving in a SnowstormEven if you're used to it, driving on ice and snow can be nerve-wracking even during clear skies. But when a storm rolls in, driving can get extremely scary, as well as dangerous. Whether you live in a climate that gets severe winter weather or are just traveling through one, here are some tips for safer driving in a storm:
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Bundle Up For Winter: Insurance Policies for Home, Recreation, Travel & MoreWe've all got plans for the holidays and winter season: trips to take, winter activities to try, and the everyday to-do lists that don't stop just because the cold weather has arrived. But difficult conditions have a way of causing plans to go awry or causing damage that we just didn't expect. Here are some of the extra insurance protections you should consider purchasing this season, in case things don't go exactly the way you planned.
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Top 10 Tips to Make Sure Your Car is Winter Ready In many areas of the U.S., freezing temperatures, icy roads, and stormy driving conditions are on their way. And while winter weather might be lovely to look at from inside a cozy house, it's not much fun to drive in. Make sure your automobile is up to the challenge by getting it winter ready.
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Winter Homeowner SafetyFor those who live in snowy climates, winter is on the way. Take advantage of those sunny fall days to prepare your home and yard for frigid temperatures and icy conditions before the snow flies. Making sure your home is well-maintained inside and out will keep you safe and protected through the winter season. Here's how to get ready:
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Unpredictable weather, at least in most parts of the country, is here. Suddenly, regular activities like driving and walking outdoors have become more hazardous. Whether you're going about your daily tasks, celebrating the holiday season, or taking part in fun winter activities, here's how to make sure you're safe and protected.
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Kathleen Hansen -

When it's time to store your boat for the winter, sit down with a member of the marina's staff and discuss what you can expect to have done. Most marinas are prepared to service your boat efficiently, but you are responsible for seeing that all work is done. Ask that they call you when the winterizing is complete.
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Categories: annual review, annuity, asset protection, atv, automotive, boat , boat and yacht insurance, boat insurance, bonds, business auto, business continuity, business insurance, business interruption, business management, business safety, car insurance, car safety, christmas, claim examples, college students, collision, community involvement, comprehensive, computer security, contractual liability, cyber security, deductible, disability insurance, disaster insurance, discounts, domestic employee, driving safety, earthquake, electricity, employee retention, employee safety, epli, family fun, family safety, finances, fire insurance, fire prevention, fireworks, floaters, flood, flood insurance, food safety, gun safety, health, health insurance, healthy living, hmo, holiday, home business, home insurance, home safety, hsa, identity, identity theft, immunization, inland marine, insurance, insurance claims, insurance cost, insurance credits, insurance exclusions, insurance history, insurance quiz, insurance records, internet, inventory, investments, jack and sara, joke, just for fun, lawsuits, liability insurance, life insurance, long term care, mental health, money, motorcycle, new york, ocean marine, online safety, outdoor safety, paid family leave, personal property, pet insurance, pets, planning, ppo, prevention, product liability, professional liability, retirement, risk management, safety, security, small business, smoking, spouse, spp, structured settlements, technology, teen drivers, term life, trailer safety, travel insurance, umbrella, umbrella policy, water damage, weather, weather safety, wedding, winter, winter storage, winterizing, work safety, workers compensation | View all Categories

Extreme heat can be fatal. Already this year, 29 children have died from being left in hot cars, and hundreds of adults die each year from heat stroke or other conditions that are made worse by the high temperatures. As unusually high temperatures become more common, it's important to be aware of the symptoms of heat-related illness, and how to prevent them from happening.
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Kathleen Hansen -

Dear Valued Client:

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Categories: annual review, annuity, asset protection, atv, automotive, boat and yacht insurance, boat insurance, bonds, business auto, business continuity, business insurance, business interruption, business management, business safety, car insurance, car safety, christmas, claim examples, college students, collision, community involvement, comprehensive, computer security, contractual liability, cyber security, deductible, disability insurance, disaster insurance, discounts, domestic employee, driving safety, earthquake, electricity, employee retention, employee safety, epli, family fun, family safety, finances, fire insurance, fire prevention, fireworks, floaters, flood, flood insurance, food safety, gun safety, health, health insurance, healthy living, hmo, holiday, home business, home insurance, home safety, hsa, identity, identity theft, immunization, inland marine, insurance, insurance claims, insurance cost, insurance credits, insurance exclusions, insurance history, insurance quiz, insurance records, internet, inventory, investments, jack and sara, joke, just for fun, lawsuits, liability insurance, life insurance, long term care, mental health, money, motorcycle, new york, ocean marine, online safety, outdoor safety, paid family leave, personal property, pet insurance, pets, planning, ppo, prevention, product liability, professional liability, retirement, risk management, safety, security, small business, smoking, spouse, spp, structured settlements, technology, teen drivers, term life, trailer safety, travel insurance, umbrella, umbrella policy, water damage, weather, weather safety, wedding, winter, work safety, workers compensation | View all Categories

In regions with any kind of wintery weather, you probably know exactly how to prepare for and navigate the unique risks caused by snow, ice, and low temperatures. And since they can't change the thermostat or put on cold weather booties, your pets count on you to get them ready for the season, and to keep them safe through the cold winter months.
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Kathleen Hansen -

A 5-Step Checklist for Financial Health in 2017

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Categories: annual review, annuity, asset protection, automotive, boat and yacht insurance, boat insurance, bonds, business auto, business continuity, business insurance, business interruption, business management, business safety, car insurance, car safety, christmas, claim examples, college students, collision, community involvement, comprehensive, computer security, contractual liability, cyber security, deductible, disability insurance, disaster insurance, discounts, domestic employee, driving safety, earthquake, electricity, employee retention, employee safety, epli, family fun, family safety, finances, fire insurance, fire prevention, fireworks, floaters, flood, flood insurance, food safety, gun safety, health, health insurance, healthy living, hmo, holiday, home business, home insurance, home safety, hsa, identity, identity theft, immunization, inland marine, insurance, insurance claims, insurance cost, insurance credits, insurance exclusions, insurance history, insurance quiz, insurance records, internet, inventory, investments, jack and sara, joke, just for fun, lawsuits, liability insurance, life insurance, long term care, mental health, money, motorcycle, ocean marine, online safety, outdoor safety, personal property, pet insurance, pets, planning, ppo, prevention, product liability, professional liability, retirement, risk management, safety, security, small business, smoking, spouse, spp, structured settlements, technology, teen drivers, term life, trailer safety, travel insurance, umbrella, umbrella policy, water damage, weather, weather safety, wedding, winter, work safety, workers compensation | View all Categories

June is National Safety Month and a great time to review your personal safety profile to find out how you can minimize the risk of accident or injury. Due to multiple factors, summer is a time of year when the risk of many common hazards increases.
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In the U.S., melanoma diagnoses and deaths are on the rise, especially among women under the age of 30. With increased education and treatment, it's possible to reverse this trend. Read on to find out how you can decrease your risk of melanoma and help to educate others in honor of Skin Cancer Detection Month.
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Kathleen Hansen -

Before signing on the dotted line, it's important to know what exactly comes with the new house you're about to buy. In addition to that amazing kitchen, fabulous master bath and lush green backyard, could there be foundation issues? Or maybe a rotting roof in need of replacing? You may not be required to have a home inspection, but it is highly recommended and almost always worth the money. Help reduce your stress and take the guesswork out of potential issues by working with a qualified home inspector.
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Kathleen Hansen -

No matter what the climate is like where you live, keeping the temperature comfortableinside your car often means battling foggy windows. If you live in a climate with cold winters, staying warm in your chilly car means turning on the heater — and battling the resultant fog on the inside of your windows. In warm, humid areas, turning on the AC can cause the opposite issue — fog blurring your windows from the outside.
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Watching a disaster like Hurricane Katrina unfold on national television inspires compassion and a desire to help. But most people in New York still believe that something like that won't happen to them, until it does. Resolve to keep your family healthy and safe in the new year by taking these steps to prepare for a serious emergency or natural disaster:
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There are plenty of potentially hazardous activities that go along with the holiday season and the start of winter, such as stringing up Christmas lights, navigating the icy roads, and hopping on those skis or other snow sports equipment, just to name a few. This is also the time of year when we break out the snow shovels and ice melt, so that we, and our neighbors and visitors, can safely navigate our walkways and sidewalks.
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Kathleen Hansen -

Use these tips to keep the heat in, and the cold out! Protect your home from damage this winter!

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After your home is damaged by wind, hail, or other natural elements, the storm isn't necessarily over; in fact, it might be just the beginning. Here's what you need to know about the storm-induced insurance process from diagnosing the damage to filing a claim and making repairs so that weathering your home's recovery is as painless as possible.

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Kathleen Hansen -

When you think about water damaging your home, you imagine a hurricane, torrential rain, or other natural disasters. The truth is, that even water damage can also be caused when a household appliance fails and can be just as destructive as a catastrophe.
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Sleeping under the stars, hiking, swimming, and toasting marshmallows are activities many folks look forward to every summer. But getting back to nature offers its own set of risks. By understanding the following common camping mishaps, you can make it much more likely that your summer outdoor excursions will only include the fun and exhilarating kind of adventures, instead of the emergency-room kind.
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April showers eventually bring May flowers, but in the meantime, wetter and warmer temperatures can cause a variety of hazards along the way. Here are some common spring safety issues, and ways you can prevent their potentially harmful consequences:
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Although avalanche danger doesn't affect most of us on a day-to-day basis, there's something fascinating and terrifying about the possibility of being buried beneath a tidal wave of crashing snow. It's easy to think an avalanche won't happen to you, but it isn't impossible: just last year a massive slide was triggered in a neighborhood in Missoula, Montana, resulting in one fatality and severe damage to several homes.
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Calculating the cost of natural disasters and extreme weather events is a complex process that takes a myriad of factors into account, including insurance payouts, lost income, property damage, and lives lost. In most cases, the cost of damage caused by these events far exceeds insured losses. Read on to find out some of the most surprising and significant facts about weather and insurance in the United States and around the world.
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Executive Insurance & Financial Services -

Here are some tips to Stay Safe on these Extremely Hot Days:

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Executive Insurance & Financial Services -

Flood Insurance - Even if You Don't Think Flood is a Risk
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EIFS -
EIFS -

Did you know that deaths resulting from Heart Attacks & Cardiac Arrest rise 22% or more in the weeks during and after a heavy snowfall?
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EIFS -

1)Make sure your gutters are cleaned. Neglected gutters may become blocked or overflow and can lead to many expensive and dangerous problems including wood-rot, pest infestation & ice dams (when water refreezes at the roof’s edge.)
2)Install a carbon monoxide alarm near the furnace and any fireplaces that get used and at least one near sleeping areas.
3)If you have a fireplace, make sure you have the chimney checked out once a year.Your chimney should be cleaned and checked for damage by a professional chimney cleaner before starting a fire for the first time.
4)Prepare yourself for winter storms. Make sure you have all the supplies you may need in case of ice, snow or a wind storm. This includes snow shovels, bottled water, flashlights, batteries, manual can openers, canned food and blankets.
5)Consider having your heating system checked by a professional. If your heating system is older then 15 years, consider replacing it with a modern, efficient unit. Replace or clean your furnace air filters.
6)Space Heaters should have plenty of space around them. They should be placed at least 3 feet from anything that can burn. This includes furniture, dry clothing, blankets and curtains.Always turn off space heaters before leaving the room or going to sleep.Fireplace
7)If there is snow make sure to make a clear ice free path from the road to your door.
8)Burn only seasoned hardwood like oak, ash or maple. Do not burn trash, cardboard boxes or Christmas trees because these items burn unevenly, and may contain poisons or cause a home fire.
9)Do not attempt to climb on your roof to remove snow. Use a snow rake while standing at ground level or call a professional.
10)Never use an oven or a range to heat your home.
Make sure your Homeowner’s Policy is up to date. For information on Homeowner’s Insurance contact one of our agents at E.I.F.S.(631)563-8433

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No matter where we live we all need to be aware of the extra precautions necessary to safe winter driving. Those of us living in climates where winter is non-existent or an infrequent visitor may need to take special heed. We don't get much practice driving on ice or in snow but business trips or vacations may require us to drive in foreign conditions. It's better to prepare ahead rather than rely on a crash course (sorry for the pun).
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Be prepared for storm season by knowing where to tune for weather updates, what to do before, during and after a storm hits.  Go over your Hurricane Property Preparation Checklist to make sure you have time to complete all necessary preparations. Even in high hurricane winds, preparation can mean the difference between minor damage and devastation.

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Exactly what is a tornado and what is a near tornado?  When it comes to personal safety, it hardly matters.  Even relatively wean tornadoes can be devastating, causing tremendous property damage.  Learn a few facts about tornadoes and what you can do to keep you and your family safe before, during, and after a tornado.

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