The following blog posts have the category Workers compensation
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When it's time to store your boat for the winter, sit down with a member of the marina's staff and discuss what you can expect to have done. Most marinas are prepared to service your boat efficiently, but you are responsible for seeing that all work is done. Ask that they call you when the winterizing is complete.
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Dear Valued Client:
A 5-Step Checklist for Financial Health in 2017
Tips for Parents To Help Prevent Teen Car Crashes
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Some states mandate comprehensive liability, which covers bodily injury and property damage.
May is Motorcycle Safety Awareness Month, designed to encourage all drivers and motorcyclists to share the road with each other. Increased awareness of motorcycle safety has helped improve the number of injuries and fatalities of motorcyclists.
Before signing on the dotted line, it's important to know what exactly comes with the new house you're about to buy. In addition to that amazing kitchen, fabulous master bath and lush green backyard, could there be foundation issues? Or maybe a rotting roof in need of replacing? You may not be required to have a home inspection, but it is highly recommended and almost always worth the money. Help reduce your stress and take the guesswork out of potential issues by working with a qualified home inspector.
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Your auto insurance policy must list all licensed drivers living in your household, whether related to you or not.
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No matter what the climate is like where you live, keeping the temperature comfortableinside your car often means battling foggy windows. If you live in a climate with cold winters, staying warm in your chilly car means turning on the heater — and battling the resultant fog on the inside of your windows. In warm, humid areas, turning on the AC can cause the opposite issue — fog blurring your windows from the outside.
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Thanks to the Internet, almost anyone in New York can go into business for himself or herself these days. Whether you're a carpenter, web designer, or accountant, online resources and professional networks make it possible for just about anyone to connect with potential clients and take care of basic day-to-day business operations on their own. For employers, this ever-expanding pool of freelancers and self-employed skilled laborers means that hiring an independent contractor to provide a service for your business is now easier than ever.
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When an employee in New York gets injured on the job, the negative repercussions can affect everyone. Worker's Compensation Insurance ensures that both employees and employers are protected in the event of a worker accident, illness, or injury.
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10) Multi-State operations are covered under one policy.
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Understanding whether your business needs Workers’ Compensation coverage can be difficult.But it is important to make sure you have the proper coverage.President Anthony Sce' III and E.I.F.S. can help you to understand your business's needs.Watch our informational video and then give us a call.
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Tired of Premium Audits?
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DO YOU HAVE EMPLOYEES?!?!?
Having Trouble Understanding Workers' Compensation?
Want help arranging your Workers' Compensation Policy?
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Artisan contractors like carpenters, roofers, electricians and plumbers often have basic insurance needs taken care of through a Business Owners Insurance Policy (BOP), but a BOP isn't designed to provide coverage for all business risks, especially those faced by contractors. Floaters may be necessary to cover equipment; business auto insurance may be needed to cover trucks used primarily in business, and many states require contractor employers to provide workers compensation insurance.
Construction Contractors Need Special Types of Insurance
Construction businesses need the same kind of insurance as other businesses, but special situation unique to the building trades mean you often need supplemental insurance. Examples include insurance floaters to cover equipment and machinery in transit or during testing; builders risk policies to cover the ever-increasing value of a structure as a job moves toward completion; bid or other bonds may be required for many jobs.
Although the range of different products manufacturers produce is huge, with only a few exceptions the risk exposures differ more in degree than in kind.
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